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2. What's your name?*
4. What's your email address?*
7. Are you seeking to raise funds for a company, a real estate project or a number of projects??

9. Where is your project located?*
11. Do you control the project property (or properties)?*

This should include the cost of the property + construction + soft costs, or a general idea of all of the costs if you are working on multiple projects
We can't service offerings of less than $100,000.
This should include a narrative about the project, the neighborhood and you + financial projections
Drop files here or
Accepted file types: jpg, png, pdf, doc, xlsx, xls, numbers, Max. file size: 50 MB, Max. files: 5.
    14. Do you have real estate development experience?*

    15. Who's on your team? What expertise is represented?*
    Provide links to completed projects and/or a narrative description including scale and location.
    17. How did you hear about us?*

    Change Index Survey

    This form is not one size fits all. If you have a company seeking to raise funds, please try to complete as best you can.
    18. Is your project residential, commercial or mixed use?*
    19. Does your business support diversity?*
    20. Is your project a co-working space or business incubator?*
    Incubators and co-working spaces foster interactions and the exchange of ideas, and support the growth of startups, driving economic vitality in the area.
    21. Are you building affordable housing?*
    Everyone deserves decent housing. Affordable homeownership can stimulate the local economy by stabilizing and populating a neighborhood with permanent residents. Homeowners take ownership not only of their new house, but of the neighborhood as well, adding personal, community and economic investment in an area.
    22. Is your project in a city or on a main street?*

    23. How big is your project?*
    The more jobs that are created in an area, the more people – and money – will be concentrated in that area. This leads to additional development, increasing the economic vitality of the community.
    24. Does your project serve an under-served population?*
    Underserved communities have higher poverty rates, higher unemployment rates, lower property values, and a higher number of city-owned or abandoned buildings or vacant lots. Choosing to develop these areas is the first step in achieving economic growth for the immediate area and for the city at large, revitalizing fallow land for future growth.
    25. Is your project walkable?*
    Go to WalkScore.com and input your project's address. The Walkscore is a composite number that indicates the pedestrian friendliness of the project and its proximity to important amenities. The higher the Walkscore, the less someone needs to rely on a car, therefore reducing personal costs and environmental impact. A score of 70 and over is considered “very walkable.”
    26. Is your project bikeable?*
    Your project might also have Bike Score on Walkscore.com. The Bikescore is a composite number that indicates the ease of using a bicycle as a mode of transportation to and from the project. Bikescore takes into account both the friendliness of the surrounding topography and the biking culture of the area. The higher the score, the more bike friendly the area will be. A score of 70 and over is considered “very bikeable.”
    Dedicated bike lanes provide an additional level of safety for those who use bicycling as their means of transportation. A study of adults living in Seattle found that those living within a half-mile of a dedicated bike lane were 20% more likely to ride their bike.
    28. Is your project close to transit options?*
    Transit is a critical component of a healthy city. Better transit means less congestion, increased mobility and unlocked economic potential. The Transit Score indicates public transportation options close to the project. The higher the score, the better the options and frequency of public transit nearby.
    29. Are there alternative mobility options nearby?*
    Mobility services provide users with the choice of a variety of alternative transportation modes, minimizing the need - and eliminating the cost - of owning a vehicle. In turn, the increased individual savings allows people to use their money for other services, products, or savings, acting as an immediate economic stimulus. Mobility services can include car-sharing companies like Zipcar, ride-share companies like Lyft or Uber, bikeshare systems, college vans, or senior and accessible transit.
    30. How close is the nearest main street?*
    Local businesses keep money circulating within a community and reduce the distance that people need to travel to obtain goods and services. An attendant effect of a high concentration of neighborhood businesses means that alternate methods of transportation such as walking, biking and public transit are more likely to be utilized.
    31. Is your project a renovation or infill?*
    The ability to reuse something that already exists, whether it is a building or land, is a fundamental element of sustainability. This not only reduces our environmental footprint, it also allows for the revitalization of a building or site.

    32. List the green or sustainable features that you plan to employ in your project.*
    You can include everything from solar panels, rooftop gardens, energy efficient appliances, water conservation and recycled building materials to standards such as net zero, LEEDS, Passiv house and more.
    33. How much of your site will be dedicated to cars?*
    By reducing a project’s parking footprint to less than 20% of the total developable land, environmental harm associated with parking facilities – land consumption and rainwater runoff – is minimized.

    34. Will you provide bike racks or storage?*
    Providing bike racks for building occupants increases the likelihood that individuals will choose biking as their mode of transportation.
    35. What % of your site will be disturbed by new construction?*
    Any disturbance of undeveloped land changes the natural balance of the site and leads to soil erosion and water management issues. Preserving existing noninvasive trees, native plants, and pervious surfaces and ensuring that one hundred percent of the development footprint occurs on previously developed land can meet the need to minimize site disturbances

    36. How close it the nearest park or public open space?*
    Green space nearby allows for recreation outside the immediate project site - more space to be outdoors, improving mental and physical health and strengthening community ties.
    37. Is there fresh food nearby?
    Fresh food means more than being healthful. It means supporting the local economy and minimizing the transportation costs – and environmental effects – associated with shipping out of season foodstuffs to local areas
    38. Will your project activate the street?*
    Activating the street encourages pedestrian-friendly development and a sense of safety and livability in a community. Creating connections between the inside and outside of buildings – think front porches on homes, or sidewalk cafes for local businesses –accomplish this.

    39. Is there a third place nearby?*
    A “third place” is a gathering place that is an extension of people’s homes. It may be a coffee shop, bar, restaurant, bookstore, etc. This is a place where an individual feels comfortable, enjoys meeting others, stays for significant periods of time and visits frequently

    Account Setup

    Once your application is approved, you'll use the following account credentials to continue with the process.
    Strength indicator
    This field is for validation purposes and should be left unchanged.

    We created Small Change to allow everyday people to invest in community-building real estate projects, and we created our proprietary Small Change Index to track that change.

    This form will provide us with the information we need to determine if you meet our criteria and whether or not your project meets our criteria.

    Some of our questions may not be a perfect fit for your project. Answer as best you can.

    All fields are required to be completed in order to submit.

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    IMPORTANT MESSAGE: IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE ISSUER AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. INVESTMENTS ON SMALL CHANGE ARE SPECULATIVE, ILLIQUID, AND INVOLVE A HIGH DEGREE OF RISK, INCLUDING THE POSSIBLE LOSS OF YOUR ENTIRE INVESTMENT.

    This website, smallchange.co, which we refer to as the “Site,” is used by two different companies:  NSSC Crowd, LLC, which we refer to as “NSSC Crowd,” and NSSC Funding Portal, LLC, which we refer to as “NSSC Funding Portal.” NSSC Crowd offers investments in real estate projects under Rule 506(c) of the Securities and Exchange Commission (SEC). These investments are offered to accredited investors only. NSSC Funding Portal, which is a licensed Funding Portal, offers investments in real estate projects under Regulation Crowdfunding, which is also known as Title III Crowdfunding. These investments are offered to everyone.

    By using this Site, you are subject to our Terms of Use and our Privacy Policy. Please read these carefully before using the Site.

    A crowdfunding investment involves risk. You should not invest any funds in the offerings listed on this Site unless you can afford to lose your entire investment.

    Although our Site offers investors the opportunity to invest in real estate projects and companies, we do not make recommendations regarding the appropriateness of a particular opportunity for any particular investor. We are not investment advisers. Investors must make their own investment decisions, either alone or with their personal advisors. Real estate can be risky and unpredictable. For example, many experienced, informed people lost money when the real estate market declined in 2007-8. Time has shown that the real estate market goes down without warning, sometimes resulting in significant losses. Some of the risks of investing in real estate include changing laws, including environmental laws; floods, fires, and other Acts of God, some of which can be uninsurable; changes in national or local economic conditions; changes in government policies, including changes in interest rates established by the Federal Reserve; and international crises. You should invest in real estate in general, and in the opportunities listed at the Site in particular, only if you can afford to lose your investment and are willing to live with the ups and downs of the real estate industry.

    We provide financial projections for some of the investment opportunities listed on the Site. All such financial projections are only estimates based on current conditions and current assumptions. The actual result of any investment is likely to be different than the original projection, often by a large amount.

    Neither we nor anyone else guarantees the results reflected in financial projections. Neither the Securities and Exchange Commission nor any state agency has reviewed the investment opportunities listed on the Site.

    Thank you for using the Site. If you have questions, please contact us at [email protected].

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